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Udhaar Box
Now live

Personal credit, without the paperwork chase.

Udhaar Box is a digital lending application owned and operated by MONEYPLUS FINANCIAL SERVICES LIMITED, an RBI-registered Non-Banking Financial Company (NBFC). All loans are issued by MONEYPLUS FINANCIAL SERVICES LIMITED.

Udhaarbox offers a fully digital lending experience for India — clear terms, fast decisions, no branch visits. Download the app to get started.

Download the AppSee how it works
  • Fast, fully digital process
  • No branch visits, minimal paperwork
  • Bank-grade encryption

Hi, Anup

Good evening

Instant loan

Get loan upto

₹50,000

100% Paperless & Hassle Free

Loan from ₹1,000 to ₹50,000
Interest starting @10.5%
Tenure upto 6 Months
Apply Now

My Loans

View your loan history & details

Smart tips
Home
Repayments
Profile

RBI registration

Registered NBFC

Pricing

Fully transparent

Process

100% digital

Documentation

Minimal, digital KYC

How it works

Designed to be simple, start to finish

A four-step, fully digital flow — from application to funds in your account.

  1. Step 1

    Apply in minutes

    Fill a short digital application from your phone — no branch visits, no physical paperwork.

  2. Step 2

    Complete KYC

    Verify your identity digitally using PAN and Aadhaar, plus a quick live selfie face-match.

  3. Step 3

    Get a decision

    A fast, automated eligibility check — typically within minutes — gives you a clear yes or no, without affecting your credit score.

  4. Step 4

    Funds disbursed

    Once approved, funds are transferred straight to your bank account.

Eligibility

Eligibility & documentation

Age
18+ yrs
Employment
Salaried/Self-employed
Income
₹10,000+
Bank a/c
3+ mo
KYC
PAN, Aadhaar

Eligibility criteria

  • Age 18 years and above
  • Salaried or Self-employed, earning at least ₹10,000/month
  • Active bank account, at least 3 months old
  • Valid PAN and Aadhaar for digital KYC

Documents required

  • PAN card (mandatory)
  • Aadhaar card, for address & identity
  • Selfie for video KYC

Plan ahead

EMI calculator

See what your repayment schedule could look like.

₹1,000₹50,000
1 mo6 mo
Interest rate: 10.5% p.a.

Estimated monthly EMI

Live estimate
₹6,643
2%interest
Principal
98%
Interest
2%
Principal
₹26,000
Total interest
₹571
Total payable
₹26,571
Apply for Loan

This calculation uses a starting rate of interest. The actual interest would vary depending on the profile of the borrower.

Up to ₹50,000

Max loan amount

10.5% p.a.

Starting interest

1–6 mo

Flexible tenure

Zero

Foreclosure charges

Full disclosure

Loan at a glance

Every figure Udhaarbox discloses upfront, in one place — not buried in fine print.

Key loan terms

Loan amount

₹1,000 – ₹50,000

Tenure

1 – 6 months

Interest rate (ROI)

Starting from 10.5% p.a.

Processing fee

2%–10% + GST

Foreclosure / prepayment

Allowed, zero charges

Security

Unsecured — no collateral

Actual interest rate, applicable fees, and Annual Percentage Rate (APR) will be determined at the time of application, based on the applicant's credit profile and eligibility.

Why Udhaarbox

Built around trust and clarity

RBI-registered NBFC

Udhaarbox is registered with the RBI, built to operate within India's regulatory framework for digital lending from day one.

Transparent pricing

Every charge disclosed upfront before you accept an offer — including zero foreclosure fees — no hidden costs, ever.

Fast, digital-first process

Apply, verify with a quick live selfie check, and get a decision in minutes — without ever visiting a branch.

Minimal documentation

Digital KYC using PAN, Aadhaar, and a live face match — no physical paperwork required.

Flexible tenure

Short-term credit with weekly or monthly repayment options to fit your cash flow.

Bank-grade encryption

Your data is protected with industry-standard encryption at every step.

Flexible use

Whatever life brings up

Credit designed to flex around real needs, not a narrow list of approved purposes.

Medical emergencies

Education fees

Wedding expenses

Home repairs

Travel

Debt consolidation

Business needs

Gadgets & essentials

Testimonials

What people are saying

  • 5 out of 5 stars

    “The live selfie face-match took under a minute, and the eligibility decision came back almost as fast. That's the kind of speed I want from a lending app.”

    Priya S.

    Bengaluru

  • 5 out of 5 stars

    “No branch visits, no piles of documents — just digital KYC from my phone. Exactly the fully digital, transparent process I look for.”

    Rohan M.

    Pune

  • 4 out of 5 stars

    “The EMI calculator made it easy to see exactly what I'd repay each month, with every charge broken down upfront — no hidden shocks.”

    Ananya K.

    Hyderabad

Our partner network

We work with leading credit bureaus to assess eligibility fairly and transparently.

Credit bureau partners

CIBIL (TransUnion)
Experian
Equifax
CRIF High Mark

FAQ

Frequently asked questions

General

Udhaarbox is a digital platform for short-term personal credit, built for salaried and self-employed individuals in India. We're an RBI-registered NBFC offering a fully digital application and KYC process.

How It Works

Eligibility

Loan Terms

Repayment

Data & Privacy

About Udhaarbox

Regulatory & compliance information

Udhaarbox is powered by Moneyplus Financial Services Limited, an RBI-registered NBFC.

Legal entity name
Moneyplus Financial Services Limited
Corporate Identification Number (CIN)
U67100DL1993PLC192265

Grievance redressal For Digital Lending

Anup Sharma

digitalcare@moneyplusfin.com

+91 9818139887

Ready to get started?

Download the Udhaarbox app today, complete your one-time digital KYC, and get access to instant funds.

Get it on Google Play